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The information provided herein is for general guidance only and does not constitute an attorney-client relationship.
The "Homestead" Act or Deed protects every homeowner in Puerto Rico from the risk of a judgment against their principal residence. This is an important issue and beneficial for the stability of every person who has purchased his or her residence. Specifically, it protects the owner from a lien, judgment or execution for the payment of debts, except for the following exceptions:
Yes, once requested, the protection will subsist as long as the owner remains living in the residence. If one of the spouses dies, the protection will remain as long as the widower continues to occupy the residence. Also, it will be maintained after the death of both of them, for the benefit of their children until the child is an adult. When one spouse leaves the family, the protection will continue in favor of the spouse who remains in the residence.
In order to prepare the deed, you will need to send us a copy of the property deed. You must also include a CRIM sheet with the property's cadastral number. Then, we order a title study to verify the information in the Property Registry. This ensures that the property is free of liens or other encumbrances against it. From time to time, there are liens that the owner does not realize until the title search is done.
We can then prepare the Homestead Deed for you to sign in our presence. If you are outside of Puerto Rico, we can prepare a Power of Attorney for someone else to sign for you. Finally, it is essential that we present the Deed at the Property Registry. In this way, the protection of the Homestead will be duly noted.
At Abogado Notario Online, we take care of the whole process. To request an estimate for a Homestead Deed, click on the link below.
FOR AN ESTIMATE, PLEASE FILL OUT THIS FORM: